AL
Allianz Life Indonesia
Insurance

Churn Prediction and Fraud Risk Analytics

Churn Prediction Fraud Detection AWS MLOps BI Dashboards Python Machine Learning
3%
Churn Rate Reduction
1%
Fraud Rate Reduction

About the Customer

As a large insurer, Allianz Life Indonesia manages millions of policies and claims. Retaining customers and minimizing fraudulent claims are critical to protecting margins and maintaining customer trust.

Key Business Challenges

  • Rising competition and price sensitivity driving higher churn risk
  • Increasing volume and complexity of claims, making manual fraud review unsustainable
  • Need for an integrated, data-driven approach rather than ad-hoc analysis

What We Automated

  • Predicting which customers are at high risk of churn and flagging them early
  • Surfacing key churn drivers so retention teams know what to address
  • Scoring claims for potential fraud and routing suspicious cases to investigation teams
  • Providing dashboards that combine churn and fraud risk for management

How We Solved It

  • 1
    Designed and led multiple advanced analytics initiatives
  • 2
    Built and supervised production Churn Prediction models integrated into customer management workflows
  • 3
    Acted as Technical Project Leader for the Fraud Detection project, from model design to operational integration
  • 4
    Embedded both solutions in an MLOps-ready framework using AWS cloud services and BI dashboards for business teams
"With predictive churn and fraud scores available in our workflows, our teams can intervene sooner and spend less time on low-value reviews."
— Allianz Life Indonesia Team

Key Results & Impact

3%
Churn Rate Reduction

Churn Prediction models helped reduce customer churn rates by around 3%

1%
Fraud Rate Reduction

Fraud Detection models improved the claim fraud pipeline and reduced the fraud rate by about 1%

Team Efficiency

Retention and risk teams can focus their time on the highest-risk customers and claims

Earlier Intervention

Teams can intervene sooner and spend less time on low-value reviews

Ready to Protect Your Revenue?

Let's explore how churn and fraud analytics can protect your revenue and improve customer experience.

Start Your Project

Ready to Reduce Churn and Fraud?

Let's discuss how predictive analytics can help you retain customers and detect fraud before it impacts your business.